We are pleased to announce that our new partner TravelCard is now offering ACA Health members travel insurance!   Whether you are travelling around Australia or overseas, travel insurance saves you the worry of unexpected medical and travel expenses if things do not go according to plan. ACA Health has partnered with TravelCard Insurance offering quality cover options at competitive prices covering you for the following:

• Overseas Medical and Dental Expenses
• Cancellation or Holiday Deferment
• Emergency Travel Arrangements and Accommodation
• Lost or Stolen Luggage, Personal Effects, Travel Documents and Money
• Rental Vehicle Accident Excess
• Nil $ Excess
• Most Sporting/Entertainment Activities
• Extra Travel Covers also available, including travel delay, missed connection, legal expenses and more.

It is important when considering cover that you not only consider the premium but also the product coverage. All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Product Disclosure Statement and on other policy documentation, including the schedule. It is important that you read the PDS to determine differences in cover in areas of your individual needs. If you want to learn more about Travel Insurance call TravelCard on 1300 123 108.

We are pleased to announce that our new partner TravelCard Insurance is now offering ACA Health members travel insurance!   Whether you are travelling in Australia or overseas, travel insurance saves you the worry of unexpected medical and travel expenses if things do not go according to plan. ACA Health has partnered with TravelCard Insurance offering quality cover options at competitive prices covering you for the following:

• Overseas Medical and Dental Expenses
• Cancellation or Holiday Deferment
• Emergency Travel Arrangements and Accommodation
• Lost or Stolen Luggage, Personal Effects, Travel Documents and Money
• Rental Vehicle Accident Excess
• Nil $ Excess
• Most Sporting/Entertainment Activities
• Extra Travel Covers also available, including travel delay, missed connection, legal expenses and more.

It is important when considering cover that you not only consider the premium but also the product coverage.  All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Product Disclosure Statement and on other policy documentation, including the schedule.  It is important that you read the PDS to determine differences in cover in areas of your individual needs. If you want to learn more about Travel Insurance call TravelCard on 1300 123 108. If you are travelling overseas for more than 4 months, you could also save money by suspending your ACA Health membership by calling the team on 1300 368 390 or completing a suspension form.

Depending on your level of hospital cover, there may be some out-of-pocket expenses ('gap') for your hospital accommodation. Call ACA Health on 1300 368 390 to confirm your cover and inquire about any gaps that you may have to pay. If you are having a procedure performed in hospital, you can ask your surgeon to provide you with a quote first. This information will inform you of any out-of-pocket expenses that you may incur for your surgeon's fees as well as any other associate doctors/specialists fees for your procedure.

Definitely. We have a range of policies that cover you across the many different stages of your life, including pregnancy. Under our Complete Extras family cover, mothers-to-be and new mothers can now access a range of new benefits to help families meet the costs associated with having a baby. These include:

• pre- and post-natal classes
• settling classes
• lactation consultations
• appliances for hire or purchase (e.g. breast pump)
• infant sound and respiratory monitor (to help in the prevention of SIDS).

Benefits available are 80% of the cost, up to a maximum of $500 per family membership.

If it is the first time you have had private health insurance you will first need to serve waiting periods before you can make a claim. This is to prevent people from simply joining to make a claim and then dropping their cover, and therefore preventing higher costs for everyone. If you transfer from another fund within 60 days of terminating your old cover, then normal waiting periods are waived and our benefits up to the level of your previous cover may be paid immediately, subject to financial continuity.