A:

Our members have access to urgent treatment in a private hospital for services included in their cover, with their choice of doctor along with cover for emergency situations. Private patient admission for Lung and Chest conditions, including COVID-19 related treatment, are also included on most of our products.

Members have access to medical conditions deemed urgent and some selected semi urgent conditions like:

• Accidents and injuries requiring hospital treatment e.g. fractured bones, wounds requiring surgery (e.g. broken hips, leg or wrist requiring surgery)
• Cardiac conditions including heart failure, heart attack, heart surgery
• Flu and pneumonia
• Chronic conditions requiring hospital treatment e.g. diabetes, heart failure
• Cancer treatment e.g. chemotherapy
• Surgery for newly diagnosed cancer – which require urgent treatment e.g. prostatectomy, mastectomy or breast lump removal for breast cancer, removal of malignant tumour such as melanoma
• Appendicitis
• Mental health services
• Pregnancy and birth
• Strokes
• Aneurysms

*You can only have these treatments covered if you have the appropriate level of cover. Eligibility criteria applies.